Siagian, V., Pakpahan, A. F. and Sinaga, J. T. G. (2026) “Age, Digital Financial Literacy and Saving Behavior among Households in West Bandung: A Microdata Study”, 12th International Scholars Conference 2025, 12(5), pp. 1157–1174. doi: 10.31154/isc12.v12i5.91.1157-1174.